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Adams Electric Cooperative EnergyWyse loans open

Administered by Adams Electric Cooperative.

Adams Electric lends its members up to $30,000 for all-electric heating and cooling at 2.25% to 3% for five to ten years, and up to $10,000 for windows, doors and insulation at 4% for five years. Its page lists no equipment rebate.

source · verified 26 September 2026 · amounts in US dollars

What it pays

EnergyWyse loan rates
ProjectAmountRate and term
All-electric heating and cooling, or a standby generatorUp to $10,0002.25% for 5 years
All-electric heating and cooling, or a standby generator$10,001 to $15,0002.5% for 7 years
All-electric heating and cooling, or a standby generator$15,001 to $30,0003.0% for 10 years
Windows, doors, insulationUp to $10,0004.0% for 5 years
Electric service upgradeUp to $3,0004.0% for 2 years
240-volt EV chargerUp to $1,5003.0% for 2 years

Several projects together can be one combined loan of up to $30,000 over ten years at the heating and cooling rate. Loans of $3,000 or more carry a $50 application fee, returned if the loan is declined.

Who is eligible

who
Adams Electric members, for new or existing homes.
credits
Members without electric heat can get $8 a month (May to October) for letting the co-op cycle central air, or $8 a month for a controlled water heater.

Where the application goes

The application form, to the co-op.

Where the application goes
If this is youApply here
Membersadamselectric.coop

Sources