Find what you can actually apply for

British Columbia

Who sends your electricity bill?

• BC HydroApply to BC Hydro.
• City of New WestminsterApply to BC Hydro.
• FortisBCApply to FortisBC.
• Grand ForksApply to FortisBC.
• SummerlandApply to FortisBC.
• PentictonApply to FortisBC.
• NelsonApply to FortisBC.

Ontario

Which upgrade are you doing?

• A heat pump or attic insulationA programme-qualified contractor applies for you, and pre-approval must come first.
• Solar panels or battery storageYou choose your own contractor - there is no qualified-contractor list for solar.
• A smart thermostat or an applianceBuy and install it yourself, then claim.
• Two or more upgrades togetherA registered energy advisor from an approved Service Organization, starting with a home energy assessment.

Ontario, income-tested

What does your postal code start with?

• Postal codes starting with KEnviroCentre
• Postal codes starting with L, M or PCLEAResult
• Postal codes starting with NThe Home Inspectors Group

Alberta

Has your municipality joined the Clean Energy Improvement Program?

• Yes, and it is taking applicationsIn September 2026 that meant Banff, Medicine Hat, Stirling, Taber or Westlock. Apply to Alberta Municipalities through your municipality's CEIP page. It is financing, repaid on your property tax bill.
• Yes, but it is at capacityMost participating municipalities are at capacity. Beaumont, Cold Lake, Edmonton, Jasper, Okotoks, Pincher Creek, St. Albert, Sturgeon County and Wetaskiwin still take pre-qualifications onto a waitlist. Airdrie, Canmore, Lethbridge, Rocky Mountain House, Spruce Grove and Strathcona County are closed even to that and only work through their existing waitlists.
• It is on the list, but I cannot applyCalgary is closed until winter 2026/2027. Devon, Grande Prairie and Leduc have closed their programmes, and Stettler has not launched one. All are still named on the list of participating municipalities.
• No, or I don't knowNothing province-wide reaches you. Alberta has no provincial or utility rebate to fall back on.

Manitoba

Which describes your household?

• Income under the Energy Efficiency Assistance lineThe Energy Efficiency Assistance Program. Apply to Efficiency Manitoba with income documents for everyone 18 or older. In an electrically heated home the heat pump is installed free.
• A Red River Métis householdThe Métis Energy Efficiency Offers, through Efficiency Manitoba or the Manitoba Métis Federation's Energy Efficiency Advocate. The income line is $97,504 for up to five people.
• Any other householdEfficiency Manitoba's ordinary rebates. For insulation, heat pumps and solar a registered contractor applies for you; you claim the EnerGuide, window and thermostat rebates yourself. Manitoba Hydro lends for the rest.

Saskatchewan

Where is the home?

• In the City of SaskatoonThe City of Saskatoon's Home Energy Loan Program, for anything bigger than a gas furnace or water heater, heat pumps included. Apply to the City before any work. For gas equipment, SaskEnergy's rebate applies as well.
• Anywhere else in SaskatchewanSaskEnergy for a gas furnace, boiler or water heater, and SaskPower's Energy Assistance Program if your income qualifies. Nothing else province-wide pays for insulation, windows or a heat pump.

Quebec

Which part of the house are you working on?

• Insulation, air sealing, doors or windowsRenoclimat, the province. Book a pre-retrofit energy evaluation before any work starts.
• A heat pump, geothermal, thermal storage, solar or an applianceLogisVert, Hydro-Quebec. Apply through the logisvert.ca portal, which is in French only.
• Both, on the same houseBoth programmes. Quebec's own eligibility page states they are complementary, provided each application covers different work.
• Converting a natural gas system to dual energyYour gas distributor - Energir or Enbridge Gaz Quebec. Quebec's own page prints no figure; the amounts come from the Chauffez vert normative framework.

New Brunswick

What is your combined household income?

• Under $70,000The Enhanced Energy Savings Program. NB Power screens on income and on whether the home needs the work, then does the upgrades free. First come, first served.
• $70,000 or moreThe Total Home Energy Savings Program. Pay $99 plus HST for an energy evaluation, do the work within nine months, and be paid on what the second evaluation measures.

Nova Scotia

What is your household income, and how is the house heated?

• Lower income - at or under the HomeWarming lineHomeWarming. A free assessment and free upgrades, arranged and paid for by Efficiency Nova Scotia.
• Moderate income, and heated by something other than electricityApply for the Moderate Income Rebate FIRST and wait for approval. It waives the $199 assessment fee and adds up to $5,000 on top of the Home Energy Assessment's $5,000.
• Any other householdThe Home Energy Assessment. Pay $199, do the work within twelve months, and claim up to $5,000.

Newfoundland and Labrador

What heats the house today?

• ElectricitytakeCHARGE home rebates - insulation, air sealing and duct insulation. Apply at takechargenl.ca.
• Oil or propaneThe Oil to Electric Incentive Program, and only that. The takeCHARGE rebates open up once you have switched. You must use a participating installer, and the money is paid to them.

Prince Edward Island

What is your total household income?

• Under $35,000Everything, at the higher rate. Free Home Insulation installs the work outright, Winter Warming covers the basic measures, and if you go the rebate route the low-income rate is close to double the regular one.
• $35,000 to $50,000Free Home Insulation if your home is assessed at $300,000 or less, plus Winter Warming. Insulation rebates are paid at the regular rate.
• $50,000 to $55,000Free Home Insulation if your home is assessed at $300,000 or less. Winter Warming stops at $50,000. Insulation rebates are paid at the regular rate.
• Over $55,000Home Insulation Rebates at the regular rate, biomass and firewood rebates, and the Energy Efficiency Loan Program - which has no income test at all.

Yukon

What are you planning?

• A heat pumpUnder the Affordable Heat Pump Program's income lines, apply to the Energy Branch for pre-approval before anything is installed, and the heat pump is paid in full up to $24,000. Otherwise the ordinary rebate pays half, up to $10,500, claimed after installation.
• Insulation, air sealing or windowsBook a $50 energy assessment with the Energy Branch first: the insulation and air sealing rebates need one before and after. Windows need no assessment.
• Repairs, or financing the restThe Yukon Housing Corporation's Home Repair Program lends up to $70,000 to households under $135,750, and it stacks with the rebates. The Better Buildings loan is paused.

Northwest Territories

Where is the home?

• Yellowknife, Hay River, Fort Smith, or another hydro communityThe Arctic Energy Alliance's product and insulation rebates. No LED rebate and no funding for grid-tied solar in hydro communities; biomass heating still qualifies.
• Any other community, or off-gridThe Arctic Energy Alliance's product and insulation rebates, LED lighting up to $200 a year, and renewable energy funding including solar, up to $20,000.

Nunavut

What do you need?

• Major repairs or energy upgradesThe Nunavut Housing Corporation's Home Renovation Program: a forgivable loan of up to $100,000, scaled by income, or half the cost back up to $20,000. Its technical staff inspect first.
• An urgent repairThe Emergency Repair Program: a grant of up to $15,000 for repairs that threaten health or safety.
• Solar panelsThe Renewable Energy Homeowners Grant pays half, up to $30,000, once Qulliq Energy accepts you for net metering. Its guide dates from 2021, so confirm with the Housing Corporation that funding is available.

California

Who supplies your electricity?

• PG&E, with no community energy provider on the billPG&E pays no heat pump or insulation rebate of its own. Below the income lines, the Energy Savings Assistance Program; in the Bay Area, BayREN's EASE Home pays 80% of weatherization up to 120% of area median income. GoGreen Home lends for the rest.
• Silicon Valley Clean EnergyReserve SVCE's rebate before installing: $2,500 for a heat pump water heater and $2,000 for a heat pump replacing gas, $1,000 more each if income-qualified, and more in Milpitas, Mountain View, Los Altos and Sunnyvale. BayREN's EASE Home for insulation.
• WestLight Energy (formerly Peninsula Clean Energy)Owners get up to $4,000 for a heat pump water heater replacing gas if installed by 31 October 2026 ($3,500 after), $1,500 for a heat pump, $1,000 for a panel, and $1,000 more each on CARE or FERA. 0% loans to $10,000.
• San José Clean EnergyReserve SJCE's EcoHome Rebate before installing: $3,000 for a heat pump water heater replacing gas through 31 October 2026, $1,500 for a heat pump, more in the city's environmental justice communities. Its battery rebate is closed.
• MCEMCE pays up to $675 for a heat pump water heater and $400 per 500 sq ft for a heat pump, through its participating contractors, if you have owned and lived in the home a year and add no solar or EV charger within 12 months either side.
• Sonoma Clean PowerSCP pays $2,500 for a heat pump water heater, $1,000 for a heat pump and $500 for induction, and up to $10,000 on CARE or FERA.
• CleanPowerSFCleanPowerSF pays bill credits, $50 a month for two years, for a heat pump or heat pump water heater, once you are on an electrification rate. BayREN's EASE Home for insulation.
• Ava Community EnergyAva publishes no heat pump rebate of its own. BayREN's EASE Home pays 80% of weatherization up to 120% of area median income; below the income lines, Energy Savings Assistance. GoGreen Home lends for the rest.
• Central Coast Community Energy (3CE)3CE pays $2,000 for a heat pump and $1,000 for a heat pump water heater replacing gas or propane, for installations from 1 August 2026 to 30 September 2027.
• Southern California Edison, with no community energy providerIn a disadvantaged or low-income community, SCE's Home Performance Plus pays up to $1,350 for a heat pump water heater and by the ton for a heat pump. SoCalGas's rebates cover gas equipment only.
• Clean Power AllianceCPA pays up to $3,500 toward a battery for a solar home, but no heat pump rebate. As an SCE delivery customer, look at SCE's Home Performance Plus if you live in a qualifying community.
• SDG&E, with no community energy providerSDG&E pays no heat pump rebate of its own. Below the Energy Savings Assistance line, check the ESA Whole Home pilot: up to $25,000 of free upgrades for 250 homes in qualifying ZIP codes.
• San Diego Community PowerSDCP pays $250 to $500 per kWh toward a battery for a solar home, in return for dispatching half of it on weekday evenings. No heat pump rebate found; SDG&E's ESA Whole Home pilot below the income line.
• LADWPLADWP's Consumer Rebate Program pays up to $2,500 for a heat pump water heater and $1,000 to $2,500 a ton for a heat pump; apply after installing. SoCalGas's rebates cover gas equipment.
• SMUDSMUD pays up to $4,000 for a heat pump water heater and $3,000 for a heat pump when you leave gas, plus a $2,000 panel bonus, through its contractor network. SGIP's battery equity budget is still open to low-income SMUD customers.
• Another city or public utilityYour city utility may pay its own rebates, which this calculator does not cover yet. SGIP's battery equity budget is still open to low-income public utility customers in the PG&E and SCE areas. GoGreen Home lends for most measures.

Texas

Who delivers your electricity?

• OncorOncor's Home Energy Efficiency Program pays an approved service provider, not you, and publishes no amount per upgrade. Ask the provider for the incentive in writing. 2026 applications close 4 December 2026 or when the money runs out.
• CenterPoint Energy (Houston)CenterPoint takes an incentive starting at $200 off a participating contractor's invoice for a high-efficiency system. Income-eligible homes can get free weatherization through Agencies in Action.
• AEP TexasAEP Texas pays contractors, not you: solar earns the installer $1,250 to $2,750, plus $1,000 with a battery. Most other measures may come at low or no cost. A non-profit agency handles its low-income program.
• TNMP (Texas-New Mexico Power)TNMP pays contractors up to $1,700 for a heat pump replacing electric heat ($2,200 in hard-to-reach homes), and they need not pass it on. Work must be finished by 30 November 2026. Free weatherization below 200% of the poverty guidelines.
• Austin EnergyAustin Energy pays you: $650 to $950 for a heat pump ($1,000 to $1,600 in a Home Energy Savings project), $1,000 for a heat pump water heater, $4,000 toward solar, through a participating contractor. Free weatherization for its assistance customers.
• CPS Energy (San Antonio)CPS Energy pays you by the ton for a new heat pump or air conditioner, $90 to $310, plus attic insulation at $0.35 a square foot. Casa Verde rebates the full cost of weatherization under its income line.
• El Paso ElectricEl Paso Electric mails you $87 to $343 for a heat pump or air conditioner, $300 for a heat pump water heater under 55 gallons and $600 for an evaporative cooler, more if income-qualified.
• Entergy TexasEntergy Texas pays the HVAC distributor $80 to $1,080 per heat pump, three times that replacing electric heat. Ask the dealer whether it is in the price. A/C tune-ups are free.
• SWEPCOSWEPCO pays up to $3,500 toward a heat pump or air conditioner, written into the approved contractor's quote, and free weatherization below the federal poverty guidelines.
• Xcel EnergyXcel lists no heat pump or water heater rebate for Texas. An approved provider decides what its Energy Efficiency Services cover; more may be free if you qualify for assistance.
• GVECGVEC pays $650 per heat pump, $85 for enrolling a smart thermostat, and upfront battery payments from $220 a kilowatt.
• United Cooperative ServicesUnited pays $200 for a heat pump, $150 for a heat pump water heater and $50 for a smart thermostat, capped at $1,200 per home.
• Tri-County Electric CooperativeTri-County pays up to $200 in bill credits for a new heat pump of 16 SEER or better, and up to $125 for a tune-up.
• Pedernales Electric CooperativePEC's website lists no rebate. The statewide weatherization program is open below its income line.
• CoServCoServ says it does not currently offer incentives or rebates. The statewide weatherization program is open below its income line.
• Another co-op or city utilityYour utility may pay its own rebates, which this calculator does not cover yet. The statewide weatherization program is open below its income line.

Florida

Who supplies your electricity?

• FPL (Florida Power & Light)FPL takes $200 off the invoice for a new central A/C or heat pump of 15.2 SEER2 or better, and $220 off ceiling insulation if the attic has less than R-8 now, through its participating contractors. Free upgrades worth up to $500 for income-qualified homes.
• Duke Energy FloridaAfter a free Home Energy Check, Duke pays up to $1,000 for a heat pump replacing electric strip heat, and up to $800 each for attic insulation, windows and an 80-gallon heat pump water heater.
• Tampa ElectricTampa Electric pays $550 for a ducted heat pump or A/C of 16.2 SEER2 or better, but $40 at 15.2 SEER2. Insulation is $0.16 a square foot per R-11 after a free inspection; duct sealing costs $125 a system.
• JEA (Jacksonville)JEA pays $350 for a heat pump water heater, $200 for a heat pump or A/C and up to $200 for attic insulation. Apply by 10 October 2026.
• OUC (Orlando)OUC pays $45 to $1,150 for a heat pump by size and SEER2 ($65 for a 3-ton system at 15.2), up to $500 for a heat pump water heater and up to $2,000 for a battery, as bill credits.
• City of Tallahassee UtilitiesTallahassee pays $100 or $350 for a heat pump, $750 for a water-source heat pump, $300 for a heat pump water heater and 80% of attic insulation up to $400, and lends up to $15,000 at 5% on the bill.
• Gainesville Regional Utilities (GRU)GRU has no electric equipment rebate for most customers. LEEPplus does the work free for homeowners under 80% of median family income; it reopened on 14 September 2026.
• Lakeland ElectricLakeland Electric pays $450 for a heat pump of 15.2 SEER2 or better, $500 for a heat pump water heater and $300 for attic insulation, and lends $500 to $5,000 interest-free.
• Clay Electric CooperativeClay Electric pays bill credits of $250 for a heat pump, $175 for a heat pump water heater and up to $600 for ceiling insulation, and lends up to $10,000.
• West Florida Electric CooperativeWest Florida Electric pays $350 a ton for a dual-fuel heat pump and $300 or more for a mini split; $400 a ton for a manufactured home replacing an electric furnace.
• Withlacoochee River Electric CooperativeWREC lists no equipment rebate, only bill credits for letting it adjust a connected thermostat. The statewide programs are below.
• SECO EnergySECO Energy lists no equipment rebate, only Smart Connect credits for thermostats, EV chargers and batteries. The statewide programs are below.
• LCEC (Lee County Electric Cooperative)LCEC lists no rebate. The statewide programs are below.
• Another co-op or city utilityYour utility may pay its own rebates, which this calculator does not cover yet. The statewide programs are below.

New York

Who delivers your electricity?

• Con EdisonCon Edison takes $7,000 off a whole-home heat pump that replaces the old heating, $10,000 in the Weatherized Tier, more in a disadvantaged community; geothermal from $25,000; a heat pump water heater $1,500 off to 30 November 2026.
• National GridNational Grid pays $7,000 for a whole-home heat pump that replaces the old heating, $12,000 in the Weatherized Tier, up to $14,000 in a disadvantaged community; geothermal from $18,000; $1,250 for a heat pump water heater.
• NYSEGNYSEG pays $7,000 for a whole-home heat pump that replaces the old heating, $12,000 in the Weatherized Tier, $13,000 in a disadvantaged community; geothermal from $15,000; $1,250 water heaters; up to $2,000 off insulation.
• RG&ERG&E pays the same as NYSEG: $7,000 to $13,000 for a whole-home heat pump, geothermal from $15,000, $1,250 water heaters and up to $2,000 off insulation.
• Central HudsonCentral Hudson pays $7,000 for a whole-home heat pump that replaces the old heating, $12,000 in the Weatherized Tier, up to 85% of the cost; geothermal from $15,000; $1,250 water heaters.
• Orange & RocklandO&R pays $7,000 for a whole-home heat pump that replaces the old heating, $12,000 in the Weatherized Tier, up to $14,000 in a disadvantaged community; geothermal from $18,000; $1,250 water heaters; $85 for a smart thermostat.
• PSEG Long IslandPSEG Long Island runs its own rebates, not Clean Heat: $4,000 to $7,500 for a heat pump by income, $12,000 to $24,000 for geothermal, up to $1,200 for a water heater, and insulation rebates after a free assessment.
• A village or city electric systemMunicipal electric customers get the IEEP's rebates: 75% of insulation up to $5,000 a year, and heat pump and appliance rebates. Clean Heat and Comfort Home's packages do not apply.
• Otsego Electric CooperativeOtsego Electric pays up to $2,500 toward a heat pump that becomes the only heat, half if the old system stays.
• Steuben Rural Electric CooperativeSteuben REC pays half the materials for ENERGY STAR windows and doors, up to $3,000 a year, and 20% of appliances up to $400.
• Oneida-Madison Electric CooperativeOneida-Madison pays 20% of one ENERGY STAR appliance a year, up to $400, including a water heater.
• Delaware County Electric CooperativeDelaware County Electric has no rebate program. The statewide programs below still apply.
• Another utilityYour utility may pay its own rebates, which this calculator does not cover yet. The statewide programs are below.

Pennsylvania

Who delivers your electricity?

• PECOPECO pays $200 or $300 for a heat pump ($150 or $300 for a mini split), $350 for a heat pump water heater and up to $50 for a smart thermostat. Its gas rebates were cut on 1 October 2026. Free Energy Checkup under 150% of the poverty guidelines.
• PPL Electric UtilitiesPPL pays $225 or $325 for a heat pump, $400 for a heat pump water heater and up to $500 per insulation job in electrically heated homes; more up to 250% of the poverty guidelines, and WRAP does the work free up to 200%.
• Duquesne LightDuquesne Light has no rebates open until its next round is ready. Income-eligible customers can get a free energy assessment.
• Met-Ed, Penelec, Penn Power or West Penn Power (FirstEnergy)FirstEnergy Pennsylvania has no rebates open while it finalizes new programs. WARM does the work free for households at or under 200% of the poverty guidelines.
• UGI ElectricUGI Electric pays $500 for a heat pump or heat pump water heater, up to $1,500 for a mini split by the ton, and up to $1,500 to switch electric heat to gas.
• Northwestern RECNorthwestern REC pays $300 for a cold-climate mini split, plus EV and appliance rebates.
• Claverack RECClaverack pays $100 for a heat pump and $50 for a heat pump water heater.
• Adams Electric CooperativeAdams Electric lends up to $30,000 for all-electric heating and cooling at 2.25% to 3%; it lists no equipment rebate.
• Valley Rural Electric CooperativeValley REC pays a $100 bill credit for demand response and $2 to $3 a gallon for a new electric water heater on it; no heat pump rebate.
• Another co-op or utilityYour utility may pay its own rebates, which this calculator does not cover yet. The statewide programs and loans are below.

Illinois

Who delivers your electricity?

• ComEdComEd takes up to $2,000 off a ducted heat pump and $1,000 off a ductless one, $6,000 off geothermal and $750 off a heat pump water heater. Below 80% of area median income, Home Energy Savings and Whole Home Electric are free. No insulation rebate above that line.
• Ameren IllinoisAmeren takes $900 off a ducted heat pump, $630 off a ductless one and $1,150 off a heat pump water heater, and pays $1.10 a square foot for attic and wall insulation at any income. Free or 90% upgrades up to 300% of the poverty line.
• MidAmerican EnergyMidAmerican takes $300 to $713 off a heat pump and up to $1,200 off geothermal, capped at 70% of the equipment cost.
• City Water, Light & Power (Springfield)CWLP pays $300 a ton for a heat pump (its web page says from $200), $500 a ton for new geothermal and $400 for a heat pump water heater, as a bill credit.
• Naperville Electric UtilityNaperville pays $900 to $1,800 for a heat pump, the most if the gas furnace goes; its insulation, window and solar money for 2026 is spent.
• Village of WinnetkaWinnetka pays $1,200 to $1,600 for a ducted heat pump, $1,000 for a ductless one and $500 for a heat pump water heater; you may install it yourself.
• An electric co-opCo-ops set their own rebates, from nothing to $1,800 for a cold-climate heat pump and $2,000 for geothermal. The Illinois page lists them.
• Another city utilityYour utility may pay its own rebates, which this calculator does not cover yet. The statewide and gas programs are below.

Ohio

Who delivers your electricity?

• AEP OhioAEP Ohio pays no equipment rebates. Power Rewards gives $75 toward a smart thermostat; the low-income HELP program is paused for 2026.
• Ohio Edison (FirstEnergy)FirstEnergy pays no rebates. Community Connections weatherizes free up to 200% of the poverty line, and a free smart thermostat goes to households up to 300%.
• The Illuminating Company (FirstEnergy)FirstEnergy pays no rebates. Community Connections weatherizes free up to 200% of the poverty line, and a free smart thermostat goes to households up to 300%.
• Toledo Edison (FirstEnergy)FirstEnergy pays no rebates. Community Connections weatherizes free up to 200% of the poverty line, and a free smart thermostat goes to households up to 300%.
• Duke Energy OhioDuke pays no rebates in Ohio; People Working Cooperatively weatherizes free for customers under 200% of the poverty line.
• AES OhioAES Ohio's programs ended in 2020. The statewide programs are what is left.
• A city utility in Efficiency Smart (Bowling Green, Wadsworth and 14 others)Efficiency Smart pays $350 or $750 for a cold-climate heat pump, $300 for a heat pump water heater and $100 for a smart thermostat.
• Cleveland Public PowerCleveland Public Power offers no efficiency rebates; the statewide programs apply.
• Butler Rural Electric CooperativeButler Rural pays $1,200 for new geothermal, $600 for a heat pump, $650 for a heat pump water heater and half of insulation up to $800.
• Union Rural Electric CooperativeUnion Rural pays up to $800 for geothermal, $600 for a dual-fuel or ductless heat pump and half of insulation up to $800, by check.
• Another electric co-opMost Ohio co-ops pay $400 to $600 toward a heat pump and $800 for geothermal; South Central Power pays nothing. The Ohio page lists them.
• Another city utilityYour utility may pay its own rebates, which this calculator does not cover yet. The statewide programs are below.

Georgia

Who delivers your electricity?

• Georgia PowerGeorgia Power pays half the cost up to $1,700 for an insulation bundle and $1,500 for a heat pump replacing an electric furnace, $2,500 a year in all. EASE installs up to $5,000 free up to 300% of the poverty line.
• Jackson EMCJackson EMC pays $400 for a heat pump, up to $800 for a mini-split, half of insulation and ducts up to $400 each, and lends up to $10,000 at 3%.
• Cobb EMCCobb EMC pays up to $500 for one improvement every five years, if you take part in its focus groups.
• GreyStone PowerGreyStone pays $600 to replace gas heat with a heat pump and up to $500 for a water heater replacing gas or propane.
• Sawnee EMCSawnee pays $100 a ton for an efficient heat pump with a load switch, $200 for a heat pump water heater, and half of attic insulation up to $200.
• Diverse PowerDiverse Power pays up to $500 for a heat pump replacing gas and $600 to $1,000 for cutting air leakage, with loans from 1.9%.
• North Georgia, Tri-State or Blue Ridge Mountain EMC (TVA power)TVA EnergyRight pays $500 or $800 for a heat pump or mini-split and $300 for duct work, through its Quality Contractor Network.
• Marietta Power & WaterMarietta pays $150 to $250 to replace gas heat with a heat pump and $500 to replace gas heat and water heating together.
• Another EMCEMC rebates run from nothing to $400 a ton; the Georgia page lists them.
• Another city utilityYour utility may pay its own rebates, which this calculator does not cover yet. Cartersville and Albany are on the Georgia page.

North Carolina

Who delivers your electricity?

• Duke Energy CarolinasDuke pays $350 to $900 for a heat pump, $1,500 replacing electric furnace or baseboard heat, $700 for attic insulation and air sealing and $500 for a heat pump water heater; PowerPair has a little room left.
• Duke Energy ProgressDuke pays $350 to $900 for a heat pump, $1,500 replacing electric furnace or baseboard heat, $700 for attic insulation and air sealing and $500 for a heat pump water heater; PowerPair is full.
• Dominion Energy North CarolinaDominion installs free upgrades below 200% of the poverty line, or 250% at 60 and older; its other rebates are marked Virginia-only.
• Fayetteville PWCPWC credits $250 to $400 for a heat pump on its Time-of-Use rate, $200 for ductwork and up to $250 for insulation.
• A city in NCMPA1 (High Point, Lexington, Gastonia and others)NCMPA1 cities pay $300 or $400 for a heat pump, $500 for geothermal and $150 for an electric water heater.
• Piedmont Electric CooperativePiedmont Electric pays $300 to $500 for a replacement heat pump and $100 each for insulation, duct sealing and a heat pump water heater.
• Brunswick EMCBrunswick EMC pays $300 for a heat pump, $600 for a cold-climate one and $300 for a heat pump water heater, and lends up to $10,000 at 5%.
• Another electric co-opCo-op rebates run from nothing to $500 for a heat pump; the North Carolina page lists them.
• Another city utilityConcord pays $400 and New Bern and Elizabeth City up to $400 with a load switch; others are on the North Carolina page.

Michigan

Who delivers your electricity?

• DTE EnergyDTE pays $150 to $1,200 for a heat pump, but only when it replaces electric heating; its Energy Efficiency Assistance installs free upgrades up to 250% of the poverty guidelines.
• Consumers EnergyConsumers pays $300 for a heat pump replacing a heat pump, $350 for a mini-split replacing electric heat, and up to $475 for insulation with Consumers gas (less for electric-only customers).
• Lansing Board of Water & LightBWL pays $200 to $600 for a heat pump, $500 for a heat pump water heater and $100 each for attic, wall and basement insulation.
• Holland Board of Public WorksHolland BPW pays $500 or $1,000 a ton for a heat pump, up to $4,000, and up to $5,000 of upgrades below 80% of area median income.
• UPPCO (Upper Peninsula Power)UPPCO pays $300 a ton for a heat pump, plus per-ton bonuses, and $475 or $600 for a heat pump water heater, as a bill credit.
• A co-op or another city utilityCo-op and city rebates are on the Michigan page; most co-ops publish their amounts only on forms.

New Jersey

Who delivers your electricity?

• PSE&GPSE&G takes $300 to $600 off a heat pump ($300 more for low and moderate incomes) and pays up to $10,000 ($12,000) to replace gas or oil heat with cold-climate heat pumps.
• JCP&LJCP&L pays $500 to $1,000 for a heat pump, $750 for a mini-split and $1,500 for geothermal.
• Atlantic City ElectricAtlantic City Electric pays $2,000 for a cold-climate heat pump until 30 June 2027, $750 for a heat pump water heater and up to $10,000 for geothermal replacing electric heat.
• Rockland ElectricRockland Electric's instant rebates cover central and ductless air conditioning; its heat pump rebates are in a separate Clean Heat Program.
• A municipal electric utilityMunicipal utilities are not in the state's utility programs; the gas utility's rebates and the state programs still apply.

Virginia

Who delivers your electricity?

• Dominion Energy VirginiaDominion installs free upgrades under 60% of state median income (120% at 60 and older) and pays $250 or $400 for a heat pump water heater; its assessment rebates publish no amounts.
• Appalachian PowerAppalachian Power pays up to $2,000 for attic insulation, $300 or $400 for a ductless mini-split and $400 for a heat pump water heater, and weatherizes free under 60% of state median income.
• An electric co-op or town utilityThe co-op pages read publish no rebates; the state programs and your gas utility's rebates still apply.

Washington

Who delivers your electricity?

• Puget Sound EnergyPSE pays $1,500 for a heat pump replacing electric resistance heat, upgrading a heat pump or added to a gas furnace, $2,400 with Efficiency Boost, and $4,000 to income-qualified gas customers switching to a heat pump. Insulation from $1.75 a square foot through PSE's contractors.
• Seattle City LightCity Light takes $300 to $600 off a heat pump through the contractor and pays $750 for a heat pump water heater. Oil-heated Seattle homes get $2,000 from Clean Heat, $6,000 at 81% to 150% of area median income.
• AvistaAvista pays $1.75 a square foot for insulation at any income, $180 to $225 a window, and $300 to $600 toward a heat pump through the contractor.
• Snohomish County PUDSnohomish County PUD pays $1,800 or $2,500 toward a ducted heat pump in an electrically heated home, through its registered contractor, and up to $1,000 for a heat pump water heater.
• Tacoma PowerTacoma Power pays $1,000 to $2,000 toward a heat pump, or lends up to $20,000 at 0% for seven years in electrically heated homes.
• Clark Public UtilitiesClark Public Utilities pays $500 to $1,250 for a central heat pump and $900 for ductless in electrically heated homes, and $1,500 for a heat pump water heater.
• Chelan County PUDChelan County PUD pays $3,300 to convert a forced-air furnace to a ducted heat pump and $1,600 to $2,000 for a first ductless system.
• Another PUD, co-op or city utilityYour utility sets its own rebates; the Washington page lists several. The statewide and gas programs are below.

Arizona

Who delivers your electricity?

• APS (Arizona Public Service)APS lists no rebate for an air conditioner, heat pump or insulation. Cool Rewards pays $50 per smart thermostat when you enroll and $35 a season; limited-income homeowners can get help fixing a broken AC through APS's partners.
• SRP (Salt River Project)SRP pays $75 to $225 a ton toward a new heat pump or AC, up to $1,125, and 75% of attic insulation up to $600, $400 for duct repair and $3 a square foot for windows.
• Tucson Electric PowerTEP takes up to $720 off a heat pump and $600 off an AC through its contractors, and pays up to $800 for attic insulation and $400 for a heat pump water heater.
• UniSource Energy ServicesUniSource takes up to $450 off a heat pump and $375 off an AC through its contractors; weatherization is free below 200% of poverty.
• A co-op or city utilityYour utility may pay its own rebates, which this calculator does not cover yet. The statewide programs are below.

Tennessee

Is your electricity from a TVA local power company?

• A TVA local power company, such as EPB or NESTVA EnergyRight and your power company pay $800 for a 17 SEER2 heat pump or mini-split, $1,500 for geothermal, $300 per insulation measure and $900 off a heat pump water heater. Participation varies by power company; ask yours.
• Not sure, or not TVA powerYour bill names your power company; TVA lists its local power company partners. The statewide programs are below.

Massachusetts

Who delivers your electricity?

• Eversource, National Grid, Unitil or Cape Light CompactMass Save pays $2,650 a ton, up to $8,500, for a whole-home heat pump and $1,125 a ton beside a boiler or furnace, takes 75% to 100% off insulation and lends up to $25,000 at 0%. Free or up to $16,000 at lower incomes, for oil, propane and electric heat only.
• A municipal light plant (your town's own electric utility)Mass Save does not serve light plant towns. The state's Z-Loan lends $500 to $25,000 at 0%, and each light plant sets its own rebates: Norwood $3,000 a ton, Danvers $1,500, Belmont $1,000.
• Not sureYour bill names the company that delivers your electricity. The statewide programs are below.

Indiana

Who delivers your electricity?

• Duke Energy IndianaDuke pays $400 to $700 for a heat pump, $800 to convert electric furnace or baseboard heat, and $2,500 to $3,000 to add gas backup to an existing heat pump; attic insulation and air sealing $250.
• AES IndianaAES takes $275 to $575 off an air-source heat pump and up to $725 off a mini-split on the contractor's invoice, $600 off a heat pump water heater, and pays for attic insulation in electrically heated homes.
• NIPSCONIPSCO pays $800 to $1,000 for an air-source heat pump, $60 for a ductless mini-split and $750 for a heat pump water heater, for installs by 30 November 2026.
• CenterPoint Energy (southwestern Indiana)CenterPoint pays $500 for a heat pump water heater and up to $750 for attic insulation; its heat pump discounts come through partner contractors.
• A rural electric co-op (REMC)Wabash Valley Power Alliance co-ops pay $1,800 for a whole-home cold-climate heat pump, $750 for a standard one and $800 for a heat pump water heater. Other co-ops are not covered yet.
• Indiana Michigan Power, a city utility, or not sureMunicipal utilities in IMPA pay $150 for a one-for-one heat pump replacement; Indiana Michigan Power's amounts are not on its page. The statewide programs are below.

Missouri

Who delivers your electricity?

• Ameren MissouriAmeren pays $2,000 toward an air-source heat pump and $5,000 for ground-source in 2026, but only inside Pay As You Save: the balance goes on your bill with 3% interest. Homes heated with gas must keep the furnace.
• EvergyEvergy's Missouri rebates come only through FastTrack HVAC PAYS, up to $1,000 for central air by its own page, with the balance repaid on the bill plus a 3% fee.
• City Utilities of SpringfieldCU pays $400 to $500 for a central heat pump or air conditioner, $1,025 for geothermal and 20% of insulation up to $500. Mini-splits do not qualify.
• Columbia Water & LightColumbia pays $800 or $1,200 for an air conditioner or heat pump replacing an existing system, and $1,200 more when a heat pump replaces central air.
• Liberty, Independence or an electric co-opYour utility sets its own rebates; the Missouri page lists Liberty, Independence and two co-ops. The statewide and gas programs are below.

Maryland

Who delivers your electricity?

• BGEBGE pays up to $10,000 at 75% of cost for a home performance project, and up to $15,000 when it switches gas, oil or propane heat or hot water to a heat pump; heat pump water heaters up to $1,600.
• Pepco or Delmarva PowerPepco and Delmarva pay up to $10,000 for home performance work and up to $15,000 with electrification, if the contractor reserves the rebates by 31 December 2026; heat pump water heaters $1,600.
• Potomac EdisonPotomac Edison pays 75% of home performance work up to $10,000, up to $14,500 more for switching to electric and up to $3,000 of wiring work, through 31 December 2026.
• SMECOSMECO's Home Energy Improvement Program averages $3,000 in rebates and reaches $15,000 with fuel switching; the details are on the Maryland page.
• Choptank Electric, a town utility, or not sureYour bill names the utility that delivers your electricity. The statewide programs are below.

Colorado

Who delivers your electricity?

• Xcel EnergyFrom 1 October 2026 Xcel pays $1,500 per heating ton for a cold-climate heat pump if Xcel gas heats your home, $750 per ton otherwise, and 30% of insulation and air sealing costs up to $350 to $500.
• Colorado Springs UtilitiesCSU pays $1,500 for a heat pump, $3,000 for a cold-climate system of three tons or more, $900 for a condensing furnace and 40% of insulation up to $1,250 a project, as credits on your account.
• Fort Collins, Loveland, Longmont or Estes ParkEfficiency Works pays $1,500 or $2,000 for a ducted heat pump, $500 or $1,000 a ton for ductless and $3,000 for ground-source, through a listed service provider.
• Black Hills EnergyBlack Hills pays $1,500 for an air-source or ductless heat pump, $2,500 for a cold-climate model and $500 for a heat pump water heater.
• Holy Cross EnergyHoly Cross pays $3,500 for a heat pump project and $1,000 for a heat pump water heater, doubled under 150% of area median income.
• Another co-op or city utilityYour utility sets its own rebates; the Colorado page lists a few. The statewide and regional programs are below.

Wisconsin

Who delivers your electricity?

• A utility on Focus on Energy's list (We Energies, WPS, Alliant, MGE, Xcel, or a participating city utility or co-op)Focus on Energy takes $400 to $700 off an air-source heat pump, $600 to $900 if income-qualified, and pays $650 to $850 for attic insulation in homes heated by participating utilities' gas or electricity.
• A city utility or co-op that is not on Focus on Energy's listYour utility may run its own Commitment to Community program, which this site does not cover yet. The federal rebates are below.