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Florida: the federal rebates have not launched, and the utilities pay by the efficiency tier.
The federal tax credits ended with 2025, and Florida has not opened its federal HOMES and HEAR rebates. What is left comes from whoever sells you electricity, and it swings with the efficiency of the system you buy: Tampa Electric pays $550 at one tier and $40 at the one below, and OUC pays a typical heat pump $65. The largest grant open to Florida homeowners is for hurricane-proofing, not energy, and only below 120% of the county median income. Here is all of it, read off each administrator’s own pages.
Updated . The state programs, FPL, Duke Energy Florida, Tampa Electric, five city utilities, three gas utilities and five of the largest electric co-ops; see “Not covered yet” for the rest.
The short version
The federal rebates have not launched
Florida is slated for about $346 million for the Inflation Reduction Act’s HOMES and HEAR rebates. The state’s Florida Energy Saver Program portal says both are “expected to launch in the future”, pilots first, and gives no date; for now it only takes registrations for an email. What they would pay.
source · verified 26 September 2026
The efficiency tier decides the rebate
Tampa Electric pays $550 for a heat pump of 16.2 SEER2 and $40 at 15.2. OUC pays up to $1,150, but a 3-ton system at the minimum earns $65. Duke Energy Florida pays $1,000 only for a 16 SEER2 heat pump that replaces electric strip heat. Ask for the SEER2 rating and the rebate tier on the quote.
source · verified 26 September 2026
What pays most
My Safe Florida Home: up to $10,000 for impact windows, doors and roof work, for low- and moderate-income homeowners. Duke Energy Florida: up to $1,000 for a heat pump and $800 each for insulation, windows and a heat pump water heater. And below $66,000 a year for a family of four, free weatherization through a local agency in every county.
source · verified 26 September 2026
Statewide
The state offers free weatherization, hurricane grants and two solar tax breaks. The federal rebates are still on paper.
Weatherization Assistance Program
free
Air sealing, insulation, duct repair and heating and cooling work, through a local agency, under 200% of the federal poverty guidelines.
Income limits →
My Safe Florida Home
up to $10,000
Free wind inspections, then grants for impact windows, doors and roof work. Low and moderate incomes only.
Who qualifies →
HOMES and HEAR rebates
not launched
Up to $8,000 for a heat pump and $14,000 a household on paper. No date.
Where they stand →
Solar sales tax exemption
no sales tax
Panels, inverters, storage and solar water heating, with no end date.
What counts →
Solar property tax exclusion
the added value, untaxed
The value solar adds to a home is left out of its assessment.
How it works →
ENERGY STAR sales tax holiday
ended
Tax-free washers, dryers, water heaters and refrigerators, July 2022 to June 2024.
What it covered →
The state’s weatherization table is two years old
FloridaCommerce’s income table puts the line for a family of four at $62,400, which is 200% of the 2024 poverty guidelines. At the 2026 guidelines it is $66,000. If your income falls between the two, ask your local agency which table it uses.
source · verified 26 September 2026
Your electric utility
Florida’s utilities set their own rebates under the state’s conservation rules, and the big investor-owned ones pay modest amounts. The company named on your bill is the one that counts.
| Utility | Heat pump | Worth knowing |
|---|---|---|
| Duke Energy Florida | $500 to $1,000 | $1,000 replacing strip heat at 16 SEER2 |
| Lakeland Electric | $450 | 15.2 SEER2; mini splits $225 a unit |
| Tampa Electric | $40 or $550 | $550 needs 16.2 SEER2; ducted only |
| OUC (Orlando) | $45 to $1,150 | $65 for a 3-ton system at 15.2 SEER2 |
| City of Tallahassee | $100 or $350 | $350 at 16.0 SEER2; 5% loans |
| FPL | $200 | 15.2 SEER2; off the contractor’s invoice |
| JEA (Jacksonville) | $200 | Apply by 10 October 2026 |
| Clay Electric Cooperative | $250 | Bill credit; loans up to $10,000 |
| West Florida Electric Cooperative | $350 a ton | Dual fuel; $400 a ton only in manufactured homes |
| Gainesville Regional Utilities | none | Free upgrades for low-income homeowners only |
| Withlacoochee River, SECO Energy, LCEC | none | Thermostat credits at most |
source · verified 26 September 2026
FPL rebates
$200 and $220
A new central A/C or heat pump, and ceiling insulation where the attic has less than R-8. Free upgrades for income-qualified homes.
What it pays →
Duke Energy Florida
up to $1,000
Heat pumps, attic insulation, windows, heat pump water heaters and duct repair, after a free Home Energy Check.
The rebates →
Tampa Electric
$40 or $550
By efficiency tier, plus insulation by the square foot and $125 duct sealing.
The tiers →
FPL’s insulation rebate sets the bar low
FPL pays $220 only where the attic has less than R-8 now. Duke Energy Florida pays up to $800 from R-19 or less, and JEA $200 from under R-15, so an attic that qualifies elsewhere often does not qualify with FPL.
source · verified 26 September 2026
City utilities
Jacksonville, Orlando, Tallahassee, Gainesville and Lakeland run their own utilities and their own rebates, paid as bill credits.
JEA rebates
$350 heat pump water heater
$200 for a heat pump or A/C, attic insulation up to $200. Every application by 10 October 2026.
What it pays →
OUC rebates
$45 to $1,150
Heat pumps by size and efficiency, batteries up to $2,000, windows $1.50 a square foot.
The table →
City of Tallahassee Utilities
5% loans to $15,000
Heat pumps $100 to $750, heat pump water heaters $300, 80% of attic insulation up to $400.
Rebates and loans →
GRU LEEPplus
free
Heating, cooling, insulation and water heater work for Gainesville homeowners under 80% of median income. Reopened 14 September 2026.
Who qualifies →
Lakeland Electric rebates
$450 heat pump
New rates from 13 July 2026: $500 heat pump water heaters, $300 insulation, interest-free loans.
What it pays →
JEA’s deadline is 10 October 2026
Every JEA rebate page says applications must be submitted no later than 10 October 2026, whatever the usual 90-day window. The pages do not yet say what follows.
source · verified 26 September 2026
Electric co-ops
Co-ops set their own programs. Three of the largest pay nothing toward equipment.
| Co-op | Heat pump | Worth knowing |
|---|---|---|
| Clay Electric Cooperative | $250 | Insulation and solar water heaters up to $600; loans to $10,000 |
| West Florida Electric Cooperative | $350 a ton, dual fuel | $400 a ton only for manufactured homes replacing an electric furnace |
| Withlacoochee River Electric Cooperative | none | Cooperative Rewards: $20 a year for a connected thermostat, $10 more with electric heat |
| SECO Energy | none | Smart Connect: $50 to enroll a thermostat, then seasonal credits |
| Lee County Electric Cooperative (LCEC) | none found | Bill assistance links only |
source · verified 26 September 2026
Clay Electric Energy Smart
up to $600
Bill credits for heat pumps, insulation, solar water heaters, window film; loans up to $10,000.
What it pays →
West Florida Electric
$350 a ton
Dual-fuel and mini split heat pumps; more for manufactured homes.
What it pays →
The newsletter is more generous than the rebate page
West Florida Electric’s newsletter tells members they could get up to $400 a ton for a qualifying heat pump. Its rebate page limits the $400 to manufactured homes replacing an electric furnace.
source · verified 26 September 2026
Gas
Florida’s gas utilities pay the most to move an appliance from electricity to gas.
| Appliance | Peoples Gas | Florida Public Utilities | Florida City Gas |
|---|---|---|---|
| Tankless water heater | $700 / $550 | $675 / $550 | up to $675 |
| Furnace | $725 / $500 | $725 / $500 | up to $725 |
| Tank water heater | $550 / $350 | $500 / $350 | up to $500 |
| Range or cooking | $300 / $100 | $200 / $100 | up to $200 |
| Clothes dryer | $300 / $150 | $150 / $100 | up to $150 |
source · verified 26 September 2026
Florida City Gas publishes only the highest amount for each appliance.
Which income line applies
The free programs use 200% of the federal poverty guidelines; the city and hurricane programs use a share of median income.
| Program | Income test | Family of four | Status |
|---|---|---|---|
| Weatherization Assistance | 200% of federal poverty guidelines | $66,000 a year (the state’s table: $62,400) | Open |
| FPL free energy-saving upgrades | 200% of federal poverty guidelines | $64,300 a year, at the 2025 guidelines FPL links | Open |
| Duke Energy Florida weatherization | Under 200% of federal poverty guidelines | $66,000 a year | Open |
| GRU LEEPplus | 80% of median family income | $79,300 a year | Open since 14 Sep 2026 |
| My Safe Florida Home, low-income grant | 80% of the county median | By county | Open |
| My Safe Florida Home, matching grant | Under 120% of the county median | By county | Open |
| HEAR | Under 150% of the county’s area median income | By county | Not launched |
source · verified 26 September 2026
What closed, and what you will still be told to apply for
- Federal Energy Efficient Home Improvement Credit (25C) — ended for improvements after 31 December 2025. What it paid.
- Federal Residential Clean Energy Credit (25D) — ended for solar, batteries and geothermal placed in service after 31 December 2025. What it paid.
- HOMES and HEAR — not launched; the portal takes registrations only. Where they stand.
- ENERGY STAR appliance sales tax holiday — ended 30 June 2024; the Department of Revenue’s page still describes it. What it covered.
- GRU’s solar feed-in tariff — suspended, no longer accepting applications.
- My Safe Florida Home grants above moderate income — ended 1 July 2025; higher-income homeowners can get an inspection at most.
Not covered yet
The state programs, FPL, Duke Energy Florida, Tampa Electric, JEA, OUC, the City of Tallahassee, GRU, Lakeland Electric, three gas utilities and five co-ops are here. Still missing:
- The other electric co-ops: Peace River, Talquin, Central Florida, Suwannee Valley, Tri-County, Florida Keys, CHELCO, Gulf Coast, Escambia River, Glades and the rest.
- The other city utilities: Kissimmee Utility Authority, Keys Energy Services, Fort Pierce Utilities Authority, Homestead, Ocala, Leesburg, New Smyrna Beach, Winter Park, Beaches Energy Services and more.
- Florida Public Utilities’ electric programs, in its northeast and northwest service areas.
- County and city home repair programs, water utilities’ rebates, and PACE financing.
Questions Floridians actually ask
Is there a Florida rebate for heat pumps in 2026?
Not from the state. Florida has not launched the federal HOMES and HEAR rebates, and the federal tax credits ended with 2025. Your electric utility decides. Duke Energy Florida pays up to $1,000 for a heat pump replacing electric strip heat; Lakeland Electric $450; Tampa Electric $550 at 16.2 SEER2 but $40 at 15.2; OUC $45 to $1,150 by size and efficiency; FPL and JEA $200; the City of Tallahassee $100 or $350.
Has Florida launched the HOMES and HEAR rebates?
No. The state’s Florida Energy Saver Program portal, run by the Department of Agriculture and Consumer Services’ Office of Energy, says both are expected to launch in the future, starting with pilots, and gives no date. Florida is slated for about $346 million. You can register on the portal to be emailed when applications open.
How much is the FPL air conditioner rebate?
$200, taken off the invoice by one of FPL’s Participating Independent Contractors, for a whole new central air conditioner or heat pump of 15.2 SEER2 or better. Window units and single-zone mini splits do not qualify. FPL also takes $220 off ceiling insulation, but only where the attic now has less than R-8.
Who can get a My Safe Florida Home grant?
Owner-occupied, site-built single-family homes and townhouses with a homestead exemption, insured for $700,000 or less, whose original building permit was applied for before 2008. Since 1 July 2025 grants go only to low-income households (up to 80% of the county median, no match, up to $10,000) and moderate-income ones (under 120%, $2 from the state for every $1, up to $10,000).
What free home energy upgrades are there for low-income Floridians?
The Weatherization Assistance Program, through a local agency in every county, at or under 200% of the federal poverty guidelines: $66,000 a year for a family of four at the 2026 guidelines. FPL gives free upgrades worth up to $500 under the same 200% rule, Tampa Electric weatherizes homes in the neighborhoods it picks, and Gainesville Regional Utilities’ LEEPplus program reopened on 14 September 2026 for homeowners under 80% of median family income.
Is solar tax-free in Florida?
Yes, twice over, though nobody pays you a rebate. Solar energy systems and their components are exempt from Florida sales tax with no end date, and the value solar adds to a home is left out of its property tax assessment. Florida has no state solar rebate, and the federal credit ended with 2025.