Fix First HomeWhat home-upgrade rebates actually pay — and who you apply to.

Fix First Home › Florida › Clay Electric Cooperative Energy Smart rebates and loans

Clay Electric Cooperative Energy Smart rebates and loans open

Administered by Clay Electric Cooperative.

Clay Electric pays its members bill credits of $250 for a high-efficiency heat pump, $175 for a heat pump water heater, up to $600 for ceiling insulation or a solar water heater, and up to $440 for window film or solar screens, and lends up to $10,000 for efficiency upgrades.

source · verified 26 September 2026 · amounts in US dollars

What it pays

Rebate amounts by upgrade and condition
UpgradeConditionUp to
Ceiling insulation$0.11 a sq ft of conditioned ceiling, raised to R-30 or more$600
Attic spray foam$0.28 a sq ft of conditioned ceiling$600
Solar water heater$0.01 per BTU of rated output$600
Window film or solar screens$0.44 a sq ft of glass, both together$440
Heat pumpHigh efficiency$250
Heat recovery unit$200
Heat pump water heaterElectric hybrid$175

Every rebate is a bill credit and cannot exceed the purchase price.

Who is eligible

who
Clay Electric members.
loans
Up to $10,000 for heat pumps, insulation, efficient appliances, reflective metal roofing and solar water or pool heating, for members with 12 months on the account. Refinancing does not qualify.

Where the application goes

Rebate forms and loan applications to Clay Electric.

Where the application goes
If this is youApply here
Membersclayelectric.com

Sources