Fix First HomeWhat home-upgrade rebates actually pay — and who you apply to.

Fix First Home › British Columbia

B.C.’s heat pump money was cut twice, and the city top-ups are gone. This is what is left.

British Columbia pays through two utilities and a provincial programme for lower incomes. That programme was cut on 6 July 2026, the rebates for switching off gas and oil ended outside the north in 2025, and the municipal top-ups most pages still describe went with them. What is left locally is loans, wood-stove swaps and one regional district. Here is all of it, read off the administrators’ own pages.

Updated .

The short version

An electrically heated home: $4,000, plus BC Hydro’s bonus until 31 October

The Home Renovation Rebate pays $4,000 for a whole-home heat pump and $1,500 for a partial one, at any income. BC Hydro adds $500 or $1,000 if the work is paid for between 1 August and 31 October 2026. In FortisBC areas, a household under the income line can take FortisBC’s own rebate of up to $12,000 instead, but not both.

source · verified 27 September 2026

A gas- or oil-heated home: the income-tested programmes pay to switch, and the main one was cut

Outside the north, the Energy Savings Program is the main provincial money for switching off gas or oil. Since 6 July 2026 a Level 3 household’s central heat pump is capped at $3,500, down from $10,500. Pacific Northern Gas customers can add up to $5,000 for a dual-fuel system.

source · verified 27 September 2026

No city tops up the rebate any more

Vancouver, Richmond, Burnaby, the North Shore, Victoria, Kelowna: every municipal top-up paid through the CleanBC application ended in 2025, and Better Homes BC’s own top-up page is a dead link. Nanaimo and Saanich lend at 0% instead, the Central Kootenay pays a performance rebate, and wood stove exchanges pay $1,500 to $3,000 toward a heat pump.

source · verified 27 September 2026

Nothing provincial will change before 24 October

B.C. is in a provincial election. Better Homes BC and BC Housing have stopped updating their sites, and election day is 24 October 2026; any change to the provincial programmes would come after it.

source · verified 27 September 2026

What exists

Three CleanBC programmes, two utilities’ own, BC Hydro’s solar rebates, three local financing and rebate programmes, wood stove exchanges and an accessibility rebate.

Home Renovation Rebate

up to $4,000 + bonus

Any income, through BC Hydro or FortisBC. Insulation to $5,500, windows to $2,000, more in the north.

Every amount →

Energy Savings Program

to $13,000, cut in July

Income-tested, 100% of costs to a cap that now depends heavily on income level and fuel.

The new caps →

Energy Conservation Assistance

installed free

Free upgrades for the lowest incomes, through BC Hydro and FortisBC.

Who qualifies →

FortisBC income-qualified

up to $12,000

For FortisBC-area electric homes: heat pumps, $750 a window. Not with the Energy Savings Program.

The catch →

Pacific Northern Gas

up to $5,000 dual-fuel

In the north: a top-up for a heat pump with a gas furnace, and a match of CleanBC's envelope rebates.

Every rebate →

BC Hydro solar and battery

$5,000 + $1,500

Solar at $1,000 a kilowatt; the battery rebate reaches $5,000 only in Peak Saver.

The Peak Saver catch →

Nanaimo financing

0%, to $15,000

On the property tax bill. Applications close 31 October 2026; answers come next spring.

Who can apply →

Saanich financing

0%, to $12,000

To replace an oil, gas or propane system with a heat pump. No installed heat pump has cost under $12,000.

The terms →

HomeSave Central Kootenays

up to $5,000

A performance rebate for owners and renters across the regional district, plus a $40,000 loan.

How it is calculated →

Wood stove to heat pump

$1,500 to $3,000

Stacks with CleanBC. Local programmes pay more in Kamloops, Cowichan and the Comox Valley.

By community →

BC RAHA

up to $20,000

Accessibility adaptations for owners and tenants under $146,270, from BC Housing.

Who qualifies →

What the 6 July cut did to the Energy Savings Program

Heat pump maximums per home, for invoices dated from 1 June 2026 and from 6 July 2026. Level 3 is the highest income band.

Energy Savings Program heat pump caps before and after 6 July 2026
Previous heating and systemLevel 1Level 2Level 3
Gas or propane, central ducted$16,000 → $13,000$12,000 → $7,000$10,500 → $3,500
Gas or propane, one mini-split$7,500 → $5,500$5,500 → $4,500$4,000 → $1,000
Oil, central ducted$16,000 → $13,000$12,000 → $7,000$10,500 → $3,500
Oil, one mini-split$10,000 → $7,000$10,000 → $5,000$10,000 → $3,000

Electrically heated Level 2 homes lost the programme entirely and are sent to the Home Renovation Rebate. The income lines rose the same day, $47,007 to $51,100 for one person at Level 1, and eligibility codes now expire three months after approval.

source · verified 27 September 2026

What your municipality adds in 2026

The top-ups were paid automatically through the CleanBC application. When the Home Renovation Rebate stopped paying for fuel switching outside the north, they stopped too.

Municipal heat pump money in British Columbia, September 2026
PlaceWhat it pays todayWhat it used to payStatus
VancouverNothing; the City does not administer heat pump rebatesTop-ups through CleanBCEnded 2025
RichmondIts page still offers $350 for a heat pump and $500 for an electrical upgradeThe sameThe CleanBC channel it was paid through ended; unconfirmed
Burnaby, Coquitlam, Surrey, DeltaNothing of their own——
North Vancouver (City)Nothing$2,000 heat pump, $1,000 water heater, $500 electricalFully subscribed early 2025
West VancouverNothing$1,500 electrical, $1,000 water heaterEnded 11 April 2025
Port MoodyNothing$350 heat pump, $500 electrical, $350 water heaterEnded
New Westminster$75 pre-upgrade evaluation; solar $5,000 and battery $1,500A heat pump top-upTop-up closed in 2025
Victoria and the Capital regionFree Home Energy NavigatorTop-ups, such as Central Saanich’s $350Ended 11 April 2025
Saanich0% loan to $12,000—Open
Nanaimo0% loan to $15,000; $150 EnerGuide rebate—Applications to 31 October 2026
Regional District of Nanaimo, electoral areas$2,000 to switch from fossil fuel to a heat pump; $700 of assessments—Open, 1 January to 14 December
Comox Valley$2,000 wood stove to heat pumpA CleanBC top-upTop-up ended 31 August 2025
Cowichan Valley$2,150 wood stove to heat pump—2026 programme ends 30 November
Kamloops$1,850 wood stove to heat pumpCity pages still mention heat pump top-upsOnly the wood stove rebate confirmed
KelownaFree Energy ConciergeTop-upsEnded
VernonNothing$2,000 heat pump, $500 electrical, in 2025Ended
PentictonLoan of $10,000 at prime plus 0.5% on the electricity bill—Page last updated for 2025; unclear
Nelson and the Central KootenayHomeSave, up to $5,000; Nelson Hydro loan to $16,000—Open
Squamish, Whistler, Rossland, East KootenayRetrofit Assist: an EnerGuide evaluation for $99—While subsidies last

The Comox Valley Regional District’s notice puts it plainly: “The Municipal Top-Up program will also end on August 31, 2025.” Better Homes BC’s programmes page still says some local governments offer top-ups, and links to a page that returns an error.

source · verified 27 September 2026

What closed, and what you will still be told to apply for

  • Home Renovation Rebate fuel-switching heat pump rebates, outside the north — ended 11 April 2025, with every municipal top-up.
  • Energy Savings Program amounts before 6 July 2026 — replaced by lower caps; contractors and several council pages still quote up to $16,000 or $19,000.
  • FortisBC’s hybrid heating and deep energy retrofit pilots — closed to new participants.
  • Canada Greener Homes Grant and Loan — closed; still offered on Burnaby’s, Victoria’s, West Vancouver’s and the Township of Langley’s pages.
  • BC Hydro’s heat pump bonus — ends for work paid after 31 October 2026.

The full closed-programme archive →

Not covered here

Rebates for condominium and apartment units, new construction, and CleanBC’s programmes for Indigenous communities. B.C.’s seniors’ home renovation tax credit. Municipalities we did not check one by one, among them West Kelowna, Langford, Abbotsford, Maple Ridge and the northern cities.

Questions people actually ask

Is the B.C. heat pump rebate ending?

Three things have ended or are ending. BC Hydro’s bonus of $500 or $1,000 needs the heat pump paid for by 31 October 2026 and the application in by 30 November. The Energy Savings Program was cut on 6 July 2026: a Level 3 household’s central heat pump fell from $10,500 to $3,500. And outside the north, the Home Renovation Rebate stopped paying for switches from gas, oil or propane on 11 April 2025, taking every municipal top-up with it.

Does Vancouver, Richmond or Kelowna add a heat pump top-up?

No. Every municipal top-up that was paid through the CleanBC application ended in 2025, and Better Homes BC’s top-up page no longer exists, although Richmond’s page still describes a $350 top-up. What is left locally is financing in Nanaimo, Saanich and the Central Kootenay, the Regional District of Nanaimo’s $2,000 rebate, and wood-stove exchanges.

Can I get the Home Renovation Rebate and the Energy Savings Program on the same house?

For different upgrades, yes. For the same heating system, no: the Energy Savings Program’s rules allow one rebate for a home’s main heating system and one for a heat pump water heater across every provincial and utility programme they list, FortisBC’s income-qualified rebates included.

Are there window rebates in B.C.?

Yes. The Home Renovation Rebate pays up to $2,000 at any income. FortisBC’s income-qualified rebates pay $750 a window or door, up to $7,500, in FortisBC areas. Pacific Northern Gas matches CleanBC’s window rebate for its customers.

Is there a 0% home energy loan in B.C.?

In Nanaimo, up to $15,000, with applications closing on 31 October 2026, and in Saanich, up to $12,000 to replace a fossil-fuel furnace or boiler with a heat pump. FortisBC lends up to $6,500 at 1.9% for a heat pump in an electrically heated home. The federal Greener Homes Loan is closed, though several council pages still offer it.

Is the BC Hydro battery rebate $5,000?

Only if you enrol the battery in BC Hydro’s Peak Saver programme. Otherwise it is $500 a kilowatt-hour up to $1,500, and only with solar panels.

Check what applies to your home →