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The federal tax credits are gone. What is left is state by state.
Both federal home energy tax credits ended with 2025, though the IRS’s own pages still say otherwise in places. The Inflation Reduction Act’s home rebates were funded by Congress but are run by each state, on each state’s timetable. So for a US homeowner the answer starts with the state. Here is what we have read so far, off each administrator’s own pages.
Updated . All amounts on US pages are in US dollars.
The federal layer
The Internal Revenue Service and the Department of Energy.
Energy Efficient Home Improvement Credit (25C)
ended 31 December 2025
30% of heat pumps, insulation, windows, doors and audits, up to $3,200 a year. Nothing installed in 2026 qualifies.
What it paid →
Residential Clean Energy Credit (25D)
ended 31 December 2025
30% of solar, batteries and geothermal, with no cap. The IRS page still mentions 2033 in one line.
What it paid →
Both credits ended, and the IRS pages still say otherwise in places
The heat pump credit page’s search description still offers “an annual tax credit up to $3,200” with no end date. The solar credit page says the credit is not available after 31 December 2025, then that you can claim it every year “until the credit begins to phase out in 2033”. The end date is the one that holds for both.
source · verified 24 September 2026
The federal rebates are the states’ to run
The Inflation Reduction Act funded two rebate programs: HOMES, which pays toward whole-home upgrades by the energy they save, and HEAR, which pays toward heat pumps and electric appliances for households under 150% of area median income. Each state designs and runs its own version. The Department of Energy’s page says only that they are “now available in select states” and sends you to your state energy office, so each state page here says where its version stands.
source · verified 24 September 2026
States
Added in order of population, each read as thoroughly as a Canadian province.
California
24 programs
The federal heat pump rebate is fully reserved and the battery rebate waitlisted. Free weatherization, cheap loans and the utilities’ own rebates are still open.
What is open →
Texas
21 programs
HOMES and HEAR have not launched. Most utility money goes to the contractor; Austin, San Antonio and El Paso pay homeowners.
What is open →
Florida
17 programs
HOMES and HEAR have not launched. Utility rebates swing with the efficiency tier; My Safe Florida Home pays up to $10,000 for hurricane upgrades.
What is open →
New York
23 programs
NYS Clean Heat pays up to $12,000 for a heat pump, more for an insulated home since 1 September. The federal HEAR rebates pay far less than sites say; Long Island runs its own program.
What is open →
Pennsylvania
16 programs
Penn Energy Savers awaits federal approval. PECO and PPL pay rebates; Duquesne Light and FirstEnergy’s four companies are between programs.
What is open →
Illinois
15 programs
HOMES and HEAR have not launched. ComEd pays up to $2,000 toward a heat pump but nothing for insulation above 80% of area median income; Ameren pays for insulation at any income.
What is open →
Ohio
11 programs
The utilities stopped paying rebates: electric in 2020, Columbia Gas in 2023. Free weatherization below 200% of the poverty line, co-op rebates and a solar property tax exemption are what is left.
What is open →
Georgia
13 programs
The federal whole-home rebate is open, up to $16,000 below 80% of area median income; the appliance rebates are paused. Atlanta Gas Light pays to replace heat pumps with gas.
What is open →
North Carolina
17 programs
Both federal rebates are open in every county, but since 1 September HEAR no longer pays to replace gas. Duke Energy pays the same Smart $aver rebates in both its utilities.
What is open →
Michigan
11 programs
Both federal rebates are open to low- and moderate-income homes, but paused in five of ten districts. DTE pays for heat pumps only when they replace electric heat.
What is open →
New Jersey
12 programs
The federal rebates have not launched; the utilities’ programs run to June 2027, with heat pump rebates from $600 to $2,000 and up to $12,000 from PSE&G to switch off gas.
What is open →
Virginia
9 programs
The federal rebates have no launch date and will not pay to replace gas. Weatherization reaches 60% of state median income; Washington Gas pays up to $2,000 for a dual-fuel heat pump.
What is open →
Washington
14 programs
The federal rebates have not launched; the state’s own HEAR pays through 40 local administrators. Puget Sound Energy has dropped gas equipment rebates while Cascade Natural Gas pays up to $2,400 for a gas furnace.
What is open →
Arizona
9 programs
Efficiency Arizona pays up to $14,000, but only to replace electric equipment since September. SRP and TEP still pay toward heat pumps and insulation; APS lists no equipment rebate.
What is open →
Tennessee
8 programs
One TVA EnergyRight menu through the local power companies: $800 for a heat pump, $1,500 for geothermal, $300 per insulation measure. The federal rebates have not launched; TVA will run them.
What is open →
Massachusetts
9 programs
Mass Save pays $2,650 a ton, up to $8,500, for a whole-home heat pump and is free up to $103,049 for four. Towns with their own light plants are outside it and have a new 0% state loan.
What is open →
Indiana
8 programs
The federal rebates are open: up to $18,000 for a whole-home project below 80% of area median income. Duke Energy Indiana pays more to add gas backup to a heat pump than to replace electric heat with one.
What is open →
Missouri
8 programs
The federal rebates are still awaiting approval and the state’s audit deduction expired in 2020. Ameren Missouri pays $2,000 toward a heat pump, but only inside its on-bill Pay As You Save program.
What is open →
Maryland
8 programs
The federal rebates have not launched; Maryland resubmitted them in September 2026. The EmPOWER utilities pay up to $15,000 to switch to a heat pump, with rebates reserved by the end of 2026.
What is open →
Colorado
11 programs
The federal HEAR rebate closed to single-family homes on 1 August 2026, and the state heat pump credit is now a discount of at least $333. Xcel Energy pays $1,500 a ton for a cold-climate heat pump in homes it heats with gas.
What is open →
Wisconsin
5 programs
Both federal rebates are open through Focus on Energy, the utilities’ statewide program, which also takes $400 to $700 off a heat pump as an instant discount. Weatherization reaches 60% of state median income.
What is open →
Next, by population: Minnesota, South Carolina and Alabama.
Questions people actually ask
Is the federal tax credit for heat pumps still available in 2026?
No. The Energy Efficient Home Improvement Credit (25C) covers improvements made through 31 December 2025. Work finished in 2025 is claimed on the 2025 tax return; a heat pump, insulation, windows or doors installed in 2026 get no federal credit.
Is the federal solar tax credit still available in 2026?
No. The IRS says the Residential Clean Energy Credit (25D) is not available for any property placed in service after 31 December 2025. That covers solar panels, home batteries, geothermal heat pumps, solar water heaters, small wind and fuel cells.
What are the HOMES and HEAR rebates?
Two rebate programs from the 2022 Inflation Reduction Act: HOMES pays toward whole-home upgrades by energy saved, HEAR (called HEEHRA in California) pays toward heat pumps and electric appliances for households under 150% of area median income. Congress funded them and each state runs its own, so whether they are open depends entirely on the state.
Which states does this site cover?
California from 24 September 2026; Texas, Florida, Pennsylvania and New York from 26 September 2026; Illinois, Ohio, Georgia and North Carolina from 27 September 2026; Michigan, New Jersey, Virginia, Washington, Arizona and Tennessee from 2 October 2026; and Massachusetts, Indiana, Missouri, Maryland, Colorado and Wisconsin from 3 October 2026, with the federal tax credits. States are being added roughly in order of population: Minnesota, South Carolina and Alabama come next.