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Indiana: the federal rebates are open, and your utility decides the rest.
Indiana opened its federal home energy rebates in May 2025: the Indiana Energy Saver Program covers up to $12,000 or $18,000 of a whole-home project below 80% of area median income. The utilities pay very differently: Duke Energy Indiana up to $3,000 to add gas backup to a heat pump, AES Indiana $275 to $575 off a heat pump on the invoice, NIPSCO $800 to $1,000, and the co-ops $1,800 for a cold-climate unit. Here is all of it, read off each administrator’s own pages.
Updated . The Indiana Energy Saver Program and weatherization, Duke Energy Indiana, AES Indiana, NIPSCO, CenterPoint Energy, Citizens Energy and the Power Moves co-ops, with municipal utilities in a table; see “Not covered yet” for the rest.
The short version
The federal rebates are open, with Indiana’s own ceilings
The Indiana Energy Saver Program pays up to $18,000 for a whole-home project below 80% of area median income, not the $8,000 a rebate calculator quotes. It takes no duplexes to fourplexes, and it assigns the contractor.
source · verified 3 October 2026
Its appliance-rebate page predates a federal change
The program’s page still says HEAR is not for replacing electric equipment; a May 2026 federal notice ended fuel switching and allowed only electric-to-electric upgrades. Ask which rules apply to your application.
source · verified 3 October 2026
Free weatherization at 200% of poverty, or the energy assistance line
The state program serves households up to $66,000 for four, or eligible for energy assistance; expect a wait list.
source · verified 3 October 2026
Statewide
The state’s two programs: the federal rebates and weatherization.
Your electric utility
Heat pump money comes from the utility that delivers your electricity, and the five big ones pay very differently.
| Utility | Heat pump | Heat pump water heater | Insulation |
|---|---|---|---|
| Duke Energy Indiana | $400 to $700; $800 converting electric heat; $2,500 to $3,000 adding gas backup | $350 | Attic and air sealing $250; ducts $100 |
| AES Indiana | $275 to $575 off on the invoice; mini-split $100 to $725 | $600 | $0.325 to $0.425 a sq ft, electric heat only |
| NIPSCO | $800 to $1,000; ductless mini-split $60 | $750 | Up to $700 off after the assessment |
| CenterPoint Energy (gas and electric) | Through partner contractors; no amounts published | $500 | Up to $750 |
| Wabash Valley co-ops (Power Moves) | $1,800 cold-climate, $750 other, whole home | $800 | — |
| Municipal utilities (IMPA members) | $150, one-for-one replacement | — | Fuel switching does not qualify |
| Indiana Michigan Power | No amounts on its rebate page | — | — |
Duke pays by prepaid card; AES and CenterPoint mostly through the contractor’s invoice; NIPSCO by check, or as a distributor discount. NIPSCO’s 2026 installs must be finished by 30 November 2026.
source · verified 3 October 2026
Duke Energy Indiana
up to $3,000
$400 to $700 for a heat pump; the most for adding gas backup to an existing one.
What it pays →
AES Indiana
up to $725 off
Instant discounts on heat pumps and water heaters; insulation for electric heat.
What it pays →
NIPSCO
$800 to $1,000
Air-source heat pumps; $750 water heaters; $60 for ductless.
What it pays →
CenterPoint Energy
up to $750
Gas furnaces and boilers, water heaters, and insulation by service type.
What it pays →
Power Moves co-ops
$1,800
A whole-home cold-climate heat pump from a Wabash Valley co-op.
What it pays →
Gas
Indiana’s gas utilities still pay for efficient gas furnaces, and Citizens Energy pays Indianapolis homes to switch to gas.
| Gas utility | Gas furnace | Worth knowing |
|---|---|---|
| Citizens Energy Group (Indianapolis) | $400 only when a gas furnace replaces electric, oil or propane heat | No rebate for replacing a gas furnace |
| Citizens Westfield | $200 (96%) or $250 (97%+) | Not for Marion County; dual fuel excluded |
| CenterPoint Energy gas | $200 or $250; boilers $300 | Gas-only customers: attic insulation $450 |
| NIPSCO gas | $250 for 95% AFUE | With a NIPSCO heat pump, one rebate or the other |
source · verified 3 October 2026
Which income line applies
Figures are for a household of four.
| Program | Income test | Family of four | Status |
|---|---|---|---|
| Weatherization | 200% of poverty, or eligible for the Energy Assistance Program (60% of state median income) | $66,000; energy assistance line $64,533 | Open; wait list |
| Energy Saver Program, HOMES | Any income; larger amounts below 80% of area median income, by county | Marion County: $88,250 at 80% | Open |
| Energy Saver Program, HEAR | Below 150% of area median income, by county | Marion County: $165,450 | Open; federal rules changed in May 2026 |
| AES Indiana income-qualified | 200% of poverty | $66,000 | Open |
| NIPSCO income-qualified | LIHEAP, TANF or SSI, and 200% of poverty on the 2025 tax return | 200% of poverty | Open; 2026 funds limited |
source · verified 3 October 2026
What closed, and what you will still be told to apply for
- Federal Energy Efficient Home Improvement Credit (25C) — ended for improvements after 31 December 2025. What it paid.
- Federal Residential Clean Energy Credit (25D) — ended for solar, batteries and geothermal placed in service after 31 December 2025. What it paid.
- Retroactive HOMES rebates — only for projects finished between 16 August 2022 and 14 May 2025. What the program pays now.
- Fuel switching under the federal appliance rebate — ended for new reservations by a May 2026 federal notice; Indiana’s page still describes the earlier rules.
Not covered yet
The Indiana Energy Saver Program, weatherization, Duke, AES, NIPSCO, CenterPoint, Citizens and the Power Moves co-ops are here. Still missing:
- Indiana Michigan Power’s Indiana rebates (its page shows no amounts) and the co-ops supplied by Hoosier Energy.
- Most municipal utilities’ own extras beyond IMPA’s shared rebate form.
- CenterPoint’s heat pump discounts, which run through partner contractors.
- How the Indiana Energy Saver Program applies the May 2026 federal notice to new appliance-rebate applications.
- The current filing deadline for the solar, wind and geothermal property tax deduction, and city home repair programs.
Questions people in Indiana actually ask
Are the HOMES and HEAR rebates available in Indiana?
Yes. The Indiana Energy Saver Program has taken applications since 14 May 2025. HOMES pays up to $12,000, or $18,000 with 35% modeled savings, below 80% of area median income, and $2,000 or $4,000 above it; HEAR pays up to $14,000 below 150% of area median income. The discount comes off the invoice of a contractor the program assigns. A May 2026 federal notice changed HEAR’s rules, and Indiana’s page has not yet been updated.
How much is the heat pump rebate in Indiana?
It depends on your electric utility. Duke Energy Indiana pays $400 to $700, or $800 to replace electric furnace or baseboard heat; AES Indiana takes $275 to $575 off on the contractor’s invoice; NIPSCO pays $800 to $1,000 for an air-source heat pump but $60 for a ductless mini-split; Wabash Valley co-ops pay $1,800 for a whole-home cold-climate unit. Below 150% of area median income the state’s HEAR pays up to $8,000 toward a heat pump.
Who qualifies for free weatherization in Indiana?
Homeowners and renters with household income up to 200% of the poverty line, $66,000 for a family of four in 2026, or who are eligible for the Energy Assistance Program. Apply to the Local Service Provider for your county; eligible homes go on a wait list, and a home weatherized before may not qualify again.
Does Citizens Energy give a rebate for a new gas furnace?
Not in Indianapolis, unless you are switching: Citizens Energy Group pays $400 when a gas furnace replaces electric, oil or propane heat, and $150 for a gas water heater replacing one of those. Citizens Westfield, outside Marion County, pays $200 or $250 for a 96% or 97% furnace.
Does Duke Energy Indiana pay to switch from a gas furnace to a heat pump?
Its current table lists no rebate for that conversion. Duke Energy Indiana pays $800 to convert an electric furnace or baseboard heat to a heat pump, and $2,500, or $3,000 before the old system fails, to convert an existing heat pump to dual fuel with an 80% gas furnace as backup.
Is there a solar tax break in Indiana?
The state energy office points homeowners to Indiana’s property tax deduction for solar, wind, geothermal and hydroelectric devices: the device’s value is deducted from the property’s assessed value, applied for through the county auditor, and geothermal systems need state certification. The federal solar credit ended for systems placed in service after 2025.