Fix First HomeWhat home-upgrade rebates actually pay — and who you apply to.

Fix First Home › Indiana › Indiana Energy Saver Program (HOMES and HEAR)

Indiana Energy Saver Program (HOMES and HEAR) open

Administered by the Indiana Office of Energy Development (OED), through its Qualified Contractor Network.

Indiana's federal home energy rebates have been open since May 2025 as the Indiana Energy Saver Program. Below 80% of area median income, the whole-home rebate (HOMES) covers the full cost up to $12,000, or $18,000 with 35% modeled savings; the appliance rebate (HEAR) pays up to $14,000 below 150% of area median income, taken off the contractor's invoice.

source · verified 3 October 2026 · amounts in US dollars

What it pays

HOMES for a single-family home: the discount is the lesser of the two
Household incomeModeled energy savingsDiscount
Below 80% of area median income20% to 34%$12,000 or 100% of project cost
Below 80% of area median income35% or more$18,000 or 100% of project cost
80% or more, any income20% to 34%$2,000 or 50% of project cost
80% or more, any income35% or more$4,000 or 50% of project cost
HEAR limits per upgrade
UpgradeDiscount maximum
Heat pump for space heating and cooling$8,000
Electrical panel$4,000
Electric wiring$2,500
Heat pump water heater$1,750
Insulation, air sealing and mechanical ventilation$1,600
Heat pump clothes dryer$840
Electric stove, cooktop, range or oven$840

HEAR covers 100% of the qualified cost below 80% of area median income and 50% from 80% to 150%, up to $14,000 a household. Both rebates come off the qualified contractor's invoice; nothing is mailed to you. Multifamily buildings have their own amounts.

Who is eligible

HOMES
Any income; the larger amounts below 80% of area median income for your county and household size.
HEAR
Households below 150% of area median income.
example line
Marion County, family of four, in IESP's August 2026 table: $88,250 at 80% and $165,450 at 150%.
homes
Single-family homes and multifamily buildings; owners, tenants and landlords can apply.
income proof
A letter from LIHEAP, Medicaid, SNAP, SSI or another approved program dated within 12 months, or income documents for every adult.
retroactive
HOMES only, for retrofits begun after 16 August 2022 and finished before 14 May 2025 that meet every federal requirement; never HEAR.

What disqualifies you

The rules people find out about after the work is done.

  • Work by a contractor outside the Qualified Contractor Network.
  • Duplexes, triplexes, fourplexes, and condominium units in buildings with more than one unit: not accepted and not waitlisted.
  • New construction.
  • Under HEAR as IESP's page describes it, replacing existing electric equipment, such as an electric range with an induction one.

Where the application goes

Apply online. The program checks eligibility, schedules a free energy audit and assigns a Regional General Contractor, which assigns qualified contractors. IESP contractors do not go door to door.

Where the application goes
If this is youApply here
Applyindianaenergysaver.com
Call center855-446-7283
OED[email protected]

The thing most pages get wrong

A rebate calculator puts Indiana's HOMES at 'up to $8,000' and says the Indiana Housing and Community Development Authority runs it. The program's own table pays up to $12,000, or $18,000 with 35% modeled savings, below 80% of area median income, and the Office of Energy Development administers it.

The appliance rebate page predates a federal rule change

IESP's page still calls it the Home Appliance Rebate and says it is 'not permitted for the replacement of existing electric equipment'. A U.S. Department of Energy notice effective 29 May 2026 renamed the program, ended rebates for switching from gas and other fuels, allowed upgrades only from existing electric equipment, and gave launched programs three months to change. Ask the program which rules apply to you.

You don't choose the contractor

IESP assigns contractors by the work, area and capacity. You can state a preference, but the program does not guarantee a particular contractor, brand or model.

Progress so far

In August 2026 the state said the program had advanced nearly $20 million across more than 1,200 homes in its first six months of construction; in September Google gave $3 million for repairs needed before upgrades.

Old tax-credit advice

OED's rebate page still says improvements 'made after December 31, 2021, may be eligible' for federal tax credits. Those credits ended for improvements after 31 December 2025.