How much does My Safe Florida Home hurricane mitigation grants pay?

Published amounts run from $10,000 to $10,000, depending on the upgrade and the conditions attached to it. Every amount and its conditions are listed on this page, each with the date it was last verified against the administrator's own page.

What disqualifies you from My Safe Florida Home hurricane mitigation grants?

Household income at or above 120% of the county median: an inspection at most, and only if money is left. Work started before the grant is approved. Work the initial inspection did not recommend.

Where do you apply for My Safe Florida Home hurricane mitigation grants?

Homeowners: https://mysafeflhome.com/.

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My Safe Florida Home hurricane mitigation grants open

Administered by the Florida Department of Financial Services (DFS).

Free wind-mitigation inspections, then grants of up to $10,000 to harden an owner-occupied Florida home against hurricanes: impact windows and doors, garage doors, roof-to-wall connections, roof deck attachment and a secondary water barrier. Only low- and moderate-income homeowners can get a grant, and low-income grants need no match.

source · verified 26 September 2026 · amounts in US dollars

What it pays

What the program pays
Upgrade	Condition	Up to
Low-income grant	Household income at or under 80% of the county median; no match, paid to you	$10,000
Matching grant	Income under 120% of the county median; $2 from the state for every $1 you pay, two-thirds of the cost	$10,000
Wind-mitigation inspection	The first step for everyone	Free

The four improvements it pays for, when the inspection recommends them

Opening protection: impact windows, exterior doors and garage doors
Roof-to-wall attachment
Roof deck attachment
Secondary water resistance for the roof

The program's own examples of a matching grant
You paid for windows	Grant	Your share
$9,000	$6,000	$3,000
$15,000	$10,000	$5,000
$20,000	$10,000	$10,000

Who is eligible

the home: Single-family detached or townhouse, site-built, owner-occupied, with a homestead exemption. Not condominiums (a separate condo pilot exists), mobile or manufactured homes, second homes or rentals.
for a grant: An insured value of $700,000 or less; the original building permit applied for before 1 January 2008; a program inspection that recommends the work; grant approval before work starts.
order: Group 1: low income, born before 1 July 1965. Group 2: low income. Group 3: moderate income, born before 1 July 1965. Group 4: moderate income.
funding: $280 million for 2025-26, first come, first served. The support center said on 17 August 2026 that the program is accepting applications.

What disqualifies you

The rules people find out about after the work is done.

Household income at or above 120% of the county median: an inspection at most, and only if money is left.
Work started before the grant is approved.
Work the initial inspection did not recommend.

Where the application goes

Online, through the program's applicant portal (Neighborly).

Where the application goes
If this is you	Apply here
Homeowners	mysafeflhome.com

The thing most pages get wrong

Grants are not for everyone any more. Since 1 July 2025 only low- and moderate-income homeowners can get one; a homeowner above 120% of the county median can get at most a free inspection, and only if money is left over after everyone else.

Not an energy rebate

It pays to make a home stronger against wind, not to cut its energy use. It is here because it is the largest grant most Florida homeowners can get for new windows and doors, and the program says the improvements can lower the hurricane part of an insurance premium.