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New Jersey Whole Home Energy Solutions (utility rebates) open
Administered by each of New Jersey's investor-owned electric and gas utilities, with BPI-certified contractors.
Every New Jersey utility pays up to $7,500 toward insulation, air sealing and efficient equipment after a whole-home assessment, priced on modeled savings: $2,000 at 5% plus $200 for each point above, never more than half the cost. The utilities also lend up to $25,000 at 0% on the bill, PSE&G up to $75,000 with heat pumps.
source · verified 2 October 2026 · amounts in US dollars
What it pays
| Upgrade | Condition | Amount |
|---|---|---|
| Whole-home project | Modeled savings of 5%: $2,000, plus $200 for each percentage point above 5%; reaches the cap at 32.5% | $2,000–$7,500 |
| Utility | Up to | Term |
|---|---|---|
| JCP&L | $25,000 | 36 to 84 months up to $10,000; 120 months from $10,001; 120 for income-qualified |
| PSE&G | $25,000 ($75,000 with building decarbonization) | 84 months up to $10,000; 120 above; 120 for income-qualified |
| NJ Natural Gas | $25,000 | Net of rebates |
| Atlantic City Electric, South Jersey Gas, Elizabethtown Gas | 0% financing offered | See the utility |
The rebate never exceeds 50% of the project's cost. The contractor sets the price of the assessment.
Who is eligible
- who
- Residential customers of PSE&G, JCP&L, Atlantic City Electric, Rockland Electric, NJ Natural Gas, South Jersey Gas or Elizabethtown Gas; at PSE&G the owner, in a one- to four-unit home.
- the work
- An assessment by a Building Performance Institute-certified contractor, then the recommended insulation, air sealing and equipment; the project must model at least 5% savings.
- Atlantic City Electric
- A single-family home that is not a condominium or apartment with separately metered units above or below.
What disqualifies you
The rules people find out about after the work is done.
- A project modeled to save less than 5%.
- Work by a contractor outside the utility's program.
Where the application goes
Book the assessment with a participating contractor through your utility; the contractor files the rebate.
| If this is you | Apply here |
|---|---|
| JCP&L | residential.energysavenj.com |
| PSE&G | homeenergy.pseg.com |
| Atlantic City Electric | homeenergysavings.atlanticcityelectric.com |
| NJ Natural Gas | savegreen.com |
| All utilities | njcleanenergy.com |
The thing most pages get wrong
Rebate guides call this a state program run through NJ Clean Energy. Since the Triennium began, each utility runs it for its own customers, and the rebate grows with the modeled saving: $2,000 at 5%, plus $200 a point, up to $7,500 and never more than half the cost.
Which utility?
Homes with gas from one utility and electricity from another apply through either; NJCEP lists every utility's Whole Home Energy Solutions page.
A program cycle that ends
These offers are part of Triennium 2, budgeted for 1 January 2025 to 30 June 2027.
Sources
- https://residential.energysavenj.com/jersey-central/WHES/ — primary source, read 2 October 2026
- https://homeenergy.pseg.com/WHES
- https://homeenergysavings.atlanticcityelectric.com/residential/energy-assessments/home-performance-with-energy-star-program
- https://www.savegreen.com/residential/whole-home-efficiency.aspx
- https://www.njcleanenergy.com/programs/energy-efficiency/utility-run-programs-for-homeowners