Fix First HomeWhat home-upgrade rebates actually pay — and who you apply to.

Fix First Home › North Carolina › Brunswick EMC rebates and loans

Brunswick EMC rebates and loans open

Administered by Brunswick Electric Membership Corporation.

Brunswick EMC pays $300 for an efficient heat pump, $600 for a cold-climate heat pump and $300 for a heat pump water heater, and lends up to $10,000 at 5% on the bill for heat pumps, insulation, windows, doors and ductwork, with a credit score of 600 and a UCC filing.

source · verified 27 September 2026 · amounts in US dollars

What it pays

Member rebates
UpgradeConditionUp to
Cold-climate heat pump16 SEER2, 8.5 HSPF2, 11.7 EER2, COP 1.75 at 5°F$600
High-efficiency heat pump16 SEER2, 7.8 HSPF2, 11.0 EER2, ENERGY STAR$300
Heat pump water heater2.0 UEF up to 55 gallons, 2.2 above$300
EV charger make-ready$500
Variable-speed pool pump$150

Who is eligible

rebates
A licensed HVAC contractor's invoice; vacation homes and rentals qualify.
loan
Up to $10,000 at 5% APR, usually over five years, on the energy bill: for heat pumps of 15 SEER2 with a smart thermostat, heat pump water heaters, windows, doors, insulation and ductwork. You must own the property, have a year of service and a 600 credit score; a UCC statement is filed, with fees.

Where the application goes

Brunswick EMC.

Where the application goes
If this is youApply here
Rebatesbemc.org
Loansbemc.org

How many rebates?

The rebate headings say two per account; the FAQ says two per appliance per year. The difference matters to a household replacing more than two systems over time.

A filing, and a credit check

A UCC statement is filed for the loan, with fees added, and it needs a 600 credit score and a year of service.

Sources