Fix First Home › Oregon › EWEB heat pump, water heater and insulation rebates and loans
EWEB heat pump, water heater and insulation rebates and loans open
Administered by Eugene Water & Electric Board (EWEB), Eugene's city-owned utility.
EWEB pays $1,000 for a ducted heat pump and $800 for a ductless one, or lends up to $15,000 at zero interest, and pays $1,100 for a heat pump water heater. Income-qualified owners of electrically heated homes get $6,000 for a ducted heat pump, $4,500 for a ductless one and 100% of insulation costs, up to $10,000 per customer over ten years.
source · verified 13 October 2026 · amounts in US dollars
What it pays
| Upgrade | Standard rebate | Income-based, owner-occupied | Zero-interest loan |
|---|---|---|---|
| Ducted heat pump | $1,000 | $6,000 | Up to $15,000 |
| Ductless heat pump | $800 | $4,500 | $6,000 single head, $2,000 per added head; $14,000 mixed |
| Heat pump water heater (Tier 3 or 4) | $1,100 | $2,200 | Up to $2,500 |
| Prescriptive duct sealing | $250 | $500 | |
| Insulation | $1.00 per sq ft, up to 50% of cost | 100% of eligible costs | Up to $6,000 |
| Windows | $4 per sq ft (U-factor 0.22 or less) | $20 per sq ft | Up to $6,000 or $9,000 |
Standard rebates and loans cannot be combined; income-qualified customers can combine them. Rental rebates are $1,000 for heat pumps and $1,100 for a heat pump water heater. Loans run 48 months under $5,000 and 60 months from $5,000.
Who is eligible
- who
- EWEB electric customers; the account holder, owner or owner's representative signs, and EWEB must pre-approve heat pump projects before installation.
- heat source
- The heat pump must be the primary heat source; insulation rebates need electric heat serving at least 50% of the home.
- income-based
- For homes with existing electric heating and water heating; capped at $10,000 per customer and $10,000 per premises over 10 years.
- loans
- Based on credit report and EWEB credit history; all homeowners must apply.
Where the application goes
Apply online and get EWEB's pre-approval, then pick a contractor; EWEB mails the rebate to you or the contractor four to six weeks after approving the installation.
The thing most pages get wrong
DSIRE lists EWEB's heat pump water heater rebate as 'Standard: $900; Income-based: $1,700'. EWEB's own page says '$1100 rebate per heat pump water heater' and an income-based owner-occupied rebate of '$2200', and General Pacific and Jerry's Home Improvement Center take the $1,100 off at purchase.
Pre-approval comes first
EWEB's heat pump pages say 'Please apply and receive EWEB pre-approval before scheduling installation.' Insulation is best done after the heat pump, and do-it-yourself insulation must be approved by an EWEB project manager first.
Not on Energy Trust
EWEB customers are outside Energy Trust's electric incentives; HOMES and HEAR, when they launch, will be delivered here by Earth Advantage.
Sources
- https://www.eweb.org/rebates-and-savings/residential-incentives-rebates-loans-and-conservation/ducted-heat-pumps — primary source, read 13 October 2026
- https://www.eweb.org/rebates-and-savings/residential-incentives-rebates-loans-and-conservation/ductless-heat-pump
- https://www.eweb.org/rebates-and-savings/residential-incentives-rebates-loans-and-conservation/heat-pump-water-heaters
- https://www.eweb.org/rebates-and-savings/residential-incentives-rebates-loans-and-conservation/insulation-air-sealing-and-windows
- https://www.eweb.org/bill-assistance