Fix First HomeWhat home-upgrade rebates actually pay — and who you apply to.

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Ameren Illinois heat pump and water heater discounts open

Administered by Ameren Illinois, through the Ameren Illinois Energy Efficiency Program.

Ameren Illinois takes $900 off a ducted air-source heat pump, $630 off a ductless one, $1,150 off a heat pump water heater and $1,080 to $4,320 off a geothermal system by size, on the contractor's invoice through participating distributors. Any Ameren Illinois electric customer, any heating fuel, any income.

source · verified 27 September 2026 · amounts in US dollars

What it pays

Instant incentives on the contractor's invoice, 2026 (fact sheet, June 2026)
UpgradeConditionAmount
Air-source heat pump, ducted15.2 SEER2 and 8.1 HSPF2 or better, under 65,000 Btu/h; two per account$900
Ductless mini-split heat pump16 SEER2 and 8.55 HSPF2 or better; two per account$630
Geothermal heat pumpENERGY STAR closed-loop water-to-air, by capacity: $1,080 at 15,001 to 21,000 Btu/h, then $360 more for each 6,000 Btu/h$1,080–$4,320
Geothermal desuperheaterAdded to the geothermal discount$500
Heat pump water heaterENERGY STAR, installed by a contractor$1,150
Heat pump water heaterBought and installed yourself: online rebate, or instant coupon at Lowe's or The Home Depot; one per household$800
Smart thermostatOnline rebate; $115 through a contractor; one per household$125
Energy recovery ventilatorHVI-listed; $225 below 60% ATRE, $450 above$225–$450

Who is eligible

who
Ameren Illinois electric customers, any heating fuel. The smart thermostat is also open to Ameren gas customers.
how
Your contractor buys from a participating Instant Incentive distributor, or is a self-attested Program Ally; there is no customer application.
self-installed
The $800 water heater rebate and the thermostat rebate: bought by 31 December, applied for within 60 days of purchase.

What disqualifies you

The rules people find out about after the work is done.

  • Geothermal systems installed with a gas furnace.
  • Central air conditioners: Ameren's 2026-2029 plan dropped market-rate air conditioner rebates in favor of heat pumps.

Where the application goes

The contractor for anything installed; online for what you install yourself.

Where the application goes
If this is youApply here
Heat pumps, geothermal, ventilatorsYour contractor, through a participating distributor; 1-866-838-6913
Water heater or thermostat you install yourselfamerenillinoissavings.com

The thing most pages get wrong

Ameren's own discounts page puts the geothermal discount at $1,350 to $5,400 and links a February 2026 flyer that no longer opens. The June 2026 fact sheet in force pays $1,080 to $4,320 by capacity, plus $500 with a desuperheater.

Propane homes and the thermostat

Ameren's discounts page says propane heat does not qualify for the $115 thermostat discount; its smart thermostat page says customers heating with propane are also eligible. Check with the contractor before counting on it.

No gas furnace rebate at all

Ameren's plan says it will end market-rate furnace rebates after 2027, but none appears on its 2026 product list, and the list's gas water heater link leads to a missing page.