Fix First HomeWhat home-upgrade rebates actually pay — and who you apply to.

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Spire gas rebates in Missouri open

Administered by Spire Missouri (Spire Missouri East and Spire Missouri West).

Spire pays $200 or $300 for an efficient gas furnace, $300 for a gas boiler, $200 to $350 for a gas water heater and $0.40 a square foot for attic or floor insulation, up to $750, on a prepaid card that expires after six months. Equipment must be installed by a licensed contractor, and Spire's program runs from October to September.

source · verified 3 October 2026 · amounts in US dollars

What it pays

Rebates to Spire residential customers in Missouri
UpgradeConditionUp to
Gas furnace96% AFUE or higher$300
Gas furnace92% up to 96% AFUE$200
Gas boiler90% AFUE or greater$300
Boiler with side-arm tank, or tankless heating and water heating boiler90% AFUE or greater$450
Gas tankless water heaterLess than 2 gallons; 0.80 UEF or higher$300
Gas storage water heater, 20-55 gallons0.64 UEF or higher$200
Gas storage water heater, 55-100 gallons0.76 UEF or higher$350
Attic, ceiling or floor insulationTo R-38 or more; $0.40 a sq ft$750
Smart or Wi-Fi thermostat$75
Programmable thermostat$25 or 50% of cost, whichever is lower$25
financing
EnergyWise financing up to $15,000 for efficient gas equipment, for credit-qualified owners, through Spire-authorized contractors; Spire says it does not finance heat pumps.
insulation loans
3%, up to $5,000 per home, up to four homes.
Pay As You Save
With Ameren Missouri, Evergy or another electric provider: a free assessment, then upgrades repaid through a fixed charge on the Spire bill, with no loan and no lien.

Who is eligible

who
Spire residential customers in Missouri with an active account, owners or tenants.
installer
A licensed HVAC or plumbing contractor; only thermostats may be self-installed.
deadline
Up to one year after purchase and installation, while you still own or occupy the home and have an active Spire account.
limits
Two heating system, two water heater or two combination rebates, and two thermostat rebates, per dwelling.

Where the application goes

Apply online or by mail with the contractor's invoice; rebates arrive in about six to eight weeks.

Where the application goes
If this is youApply here
Rebatesspireenergy.com
Missouri West formspireenergy.com
Missouri East formspireenergy.com
Phone833-841-4639

The thing most pages get wrong

Spire's rebate is not a check. It arrives on a Spire Prepaid Mastercard, and the form warns: 'Card valid for up to 6 months; unused funds will forfeit after the valid through date.' You can ask for a replacement check for the full value by calling the number on the back of the card.

Or let the contractor take it

The form lets installing contractors receive the rebate if you sign its Rebate Reassignment section; if you do, make sure the invoice shows the reduction.

A new program year has just begun

Spire's program runs from 1 October to 30 September. The forms on its site on 3 October 2026 are the October 2025 editions, so confirm the amounts before you buy. Funding is limited.