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City of Raleigh home repair programs partly open

Administered by the City of Raleigh, delivered by Preserving Home.

Raleigh lends up to about $20,000 for failing roofs, heating, electrical or plumbing systems (Limited Repair) and about $30,000 in targeted neighborhoods (Home Revitalization), at 0%, deferred and forgiven after five years, to owners of five or ten years with modest incomes. Its larger Substantial Rehabilitation loans, up to about $120,000, are not taking applications.

source · verified 27 September 2026 · amounts in US dollars

What it pays

Raleigh's repair loans, 0% and deferred, forgiven after five years
ProgramTypically up toStatus
Limited Repair: one or more failing systems$20,000Open, through Preserving Home
Home Revitalization: targeted areas, owners of 10 years$30,000Open, through Preserving Home
Substantial Rehabilitation: three or more deteriorated systems, 62 or older or disabled$120,000Not accepting applications

Who is eligible

Income limits, Limited Repair and Substantial Rehabilitation
People in householdAnnual income
1$46,350
2$52,950
3$59,550
4$66,150
5$71,450
6$76,750
7$82,050
8$87,350
property value
Limited Repair and Substantial Rehabilitation: $389,500 or less. Home Revitalization: $450,000 or less, with a higher income line ($85,995 for four).
ownership
Owner-occupants of five years (ten for Home Revitalization).

Where the application goes

Preserving Home takes the open programs.

Where the application goes
If this is youApply here
Preserving Home919-336-5200
City pageraleighnc.gov

The thing most pages get wrong

Search summaries put Limited Repair at about $30,000 with a $450,000 value cap. Those are Home Revitalization's figures; Limited Repair is typically $20,000, for homes valued at $389,500 or less.

Heating counts

A failing heating or cooling system is one of the systems Limited Repair can fix or replace, alongside roofs, electrical, plumbing and structural problems.

Sources